Loans

Secured Loans
We make your car, motorcycle, truck, boat or RV buying experience a breeze! Finance your new or used car, motorcycle, truck, boat or RV at your Credit Union. We offer flexible financing terms and competitive rates.

Share Secured Loans
Loans secured by pledging shares in your account with Wy-South. You earn interest while the money is pledged!

Mortgages/Home Equity
We offer fixed rate conventional mortgages, fixed and variable rate home equity loans, and our NEW HOME CASH 100% LTV Loan.
For current rates and more information please contact the loan department at (734) 285-0600 or
Click Here For Our Mortgage Center.

Line of Credit - "Quick Cash"
This loan is a Revolving, *Unsecured*, and Open Ended

Signature (Unsecured)
Can be used for any purpose including Debt Consolidation, Furniture, Expenses, etc.

Explanation of Loan Terms
Unsecured - Loans with which there is no physical form of collateral. These loans hold a signature as form of collateral. Loans include: Line of Credit, Vacation, and Debt Consolidation.

Secured - Loans which have a form of collateral which is generally what the purpose of the loan was taken for. Loans include: Automobiles, Boats, Campers, R.V.'s, Trailers, Motorcycles, Jet Ski's, Snowmobiles, ATV's, Share/Secured, and Mortgages/Home Equity.

*Please note: APR = Annual Percentage Rate • Annual Percentage Rates and Terms are subject to credit approval.

How to Raise Your Credit Score

Click here for some tips on raising your credit score.

If you have a student heading off to college, you'll want to do some homework to see if you qualify for the Hope credit or the Lifetime Learning credit.

Click here for more information.