Members can apply for a loan on our Home Banking site, if you not a member yet, or not signed up for Home Banking, please complete the application and fax it to 734-379-9181. Download & Print Loan Application.
Rates
Loan Type |
Annual Percentage
Rate |
Term |
| Secured Loans | ||
| New or Used Automobile & Truck Loan | 4.50% - 16.00% | Up to 60 months |
| * minimum loan amount $15,000 | 4.50% - 16.00% | 61 to 72 months* |
| ** minimum loan amount $25,000 | 5.50% - 17.50% | 73 to 84 months** |
| Motorcycles, Boats or Recreational Vehicles | ||
| 6.25% - 16.50% | Up to 60 months | |
| *minimum loan amount $10,000 | 6.75% - 16.75% | 61 to 96 months* |
| **minimum loan amount $15,000 | 7.25% - 17.00% | 96 to 120 months |
| ***minimum loan amount $20,000 | 7.50% - 17.25% | 120 to 180 months |
| Other Secured Loans | 8.00 % - 17.50% | Up to 36 months |
| 8.50% - 17.50% | 37 to 60 months* | |
| Signature Loans & Line of Credit | 12.00% - 18.00% | Up to 60 months |
| 12.00% - 18.00% | Line of Credit | |
| Share & CD Secured | ||
| Share Secured | 4.50% | Above share rate |
| CD Secured | 3.50% | Above CD rate |
| Fixed Rate Home Equity |
8.00% - 13.00% |
Up to 180 months |
| Up to 90% Equity | ||
| EZ Home Loan | 8.90% - 13.40% | Up to 60 months |
| Up to 100% Equity | 9.90% - 14.40% | Up to 84 months |
| 10.90% - 15.40% | Up to 120 months | |
| MasterCard Classic | 13.90% | $500 - $5,000 |
| MasterCard Gold | 11.90% | $5,000 - $10,000 |
| MasterCard Platinum | 7.95% | $7,500-$25,000 |
| Line of Credit - "Quick Cash" | 12.00% - 18.00% | Revolving |
*Annual Percentage Rates and Terms are subject to credit
approval **Variable Rate Subject to change Quarterly
(734) 285-0600 FAX: (734) 285-3264
