Savings & Investments
Bonus Dividends • You may have been paid or heard of other Credit Unions paying bonus dividends, it is the firm belief of the Board of Directors to provide the highest possible rates to our members 365 days a year. Wy-South, a part of Affinity Group Credit Union does not believe in the policy of hoarding dividends until the end of the year for the publicity of paying our members a "Bonus Dividend". It is the steadfast policy of this Credit Union to budget the members money wisely and pay the best possible dividends and lowest loan rates possible every day of the year.
| Regular Certificates & IRA Certificates | |||
Term |
Minimum Deposit |
Interest Rate |
APY |
| 6 Month | $1,000 |
3.00% |
3.03% |
| 12 Month | $1,000 |
3.00% |
3.03% |
| 18 Month | $1,000 |
3.25% |
3.29% |
| 24 Month | $1,000 |
3.25% |
3.29% |
| 36 Month | $1,000 |
3.50% |
3.55% |
| 48 Month | $1,000 |
4.00% |
4.06% |
| 60 Month | $1,000 |
4.00% |
4.06% |
| Jumbo Certificates & Jumbo IRA Certificates | |||
| 6 Month | $25,000 |
3.05% |
3.09% |
| 12 Month | $25,000 |
3.05% |
3.09% |
| 18 Month | $25,000 |
3.30% |
3.34% |
| 24 Month | $25,000 |
3.30% |
3.34% |
| 36 Month | $25,000 |
3.55% |
3.60% |
| 48 Month | $25,000 |
4.05% |
4.11% |
| 60 Month | $25,000 |
4.05% |
4.11% |
| Jumbo Certificates & Jumbo IRA Certificates | |||
| 6 Month | $50,000 |
3.10% |
3.14% |
| 12 Month | $50,000 |
3.10% |
3.14% |
| 18 Month | $50,000 |
3.35% |
3.39% |
| 24 Month | $50,000 |
3.35% |
3.39% |
| 36 Month | $50,000 |
3.60% |
3.65% |
| 48 Month | $50,000 |
4.10% |
4.16% |
| 60 Month | $50,000 |
4.10% |
4.16% |
| Share Savings Add-On Certificates (Minimum Add-On $10) | |||
| 12 Month | $500 |
3.00% |
3.03% |
| 24 Month | $500 |
3.25% |
3.29% |
| Kids Super Saver Add-On Certificates (Minimum Add-On $10) | |||
| 6 Month | $100 |
3.00% |
3.03% |
| 12 Month | $100 |
3.00% |
3.03% |
| 24 Month | $100 |
3.25% |
3.29% |
| Money Market Savings Rate | Minimum Balance Required | ||
$2,000 - $4,999 |
1.49% |
1.50% |
|
$5,000 - $24,999 |
1.98% |
2.00% |
|
$25,000 - $99,999 |
2.23% |
2.25% |
|
$100,000 & Over |
2.47% |
2.50% |
|
| Share Dividend Rates (Rates may change after the account is opened) | |||
| Shares | $100 |
0.50% |
0.50% |
Checking |
$100 |
0.00% |
0.00% |
| IRA's | $5 |
2.00% |
2.02% |
| Clubs | $100 |
0.50% |
0.50% |
*Please note: APY = annual Percentage Yield • All dividends are paid quarterly.
- The Annual Percentage Yield is based on the assumption that dividends will remain on deposit until maturity. A withdrawal will reduce earnings.
- A penalty may be imposed if you withdraw any of the principal before the maturity or renewal date of your Certificate.
- You may make a one-time penalty free withdrawal from your certificate. Minimum withdrawal is $5,000. Certificate balance may not go below minimum category requirements. Does not apply to Special CD Promotions.
- Interest will be posted quarterly to the certificate, share or draft account. Interest posts monthly to the money market accounts.
(734) 285-0600 FAX: (734) 285-3264
